This card doesn’t have any bonus categories as tiered rewards cards do. DoorDash Rewards Mastercard® vs. Now Citi just made it official with the double cash and made it just like the custom cash. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. If you typically receive an annual. Easy-to-earn sign-up bonus. The new welcome offer brings it in line with other cash-back credit cards on the market. Wells Fargo Active Cash® Card;. 99% variable APR applies thereafter. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. 3 important differences between Wells Fargo Autograph vs. Annual fee: $0 intro annual fee for the first year, then $95. 99% variable) Earn $200 after spending $500 in the first 3 months and unlimited 2% cash rewards on purchases. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. 24% to 29. The card offers 2% cash back on everything – 1% back when. Unlike. 24%, or 29. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. The Blue Cash Everyday® Card from American Express earns 3% cash back at U. A balance transfer fee of up to 5% of the each. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. It also offers a welcome bonus: a $200 cash. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. The Fidelity Visa's 1% FTF, while certainly not ideal, at least leaves the card as an (effectively) 1% cashback card. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Citi Diamond Preferred highlights. The Active Cash is probably better on its own overall, especially due to the SUB. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. 73. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Double Cash Card is a great cash-back option with no annual fee. Capital One Quicksilver; Chase Freedom Unlimited vs. CDC which cashback is better2:24 - Annual Fee and Foreig. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. Jump to. Uber/Lyft, transit, and streaming. Skip To Content Toggle Menu Back. So I'm looking at cards that always provide at least 2% cashback regardless of category. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Chase Freedom Unlimited. 10% APY, while those with a. However, your earning potential can be higher if you’re spending habits don’t align with the bonus tiers. Citi Custom Cash Card vs Wells Fargo Active Cash Card 2023 Written by investor. S. See how it works. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. ”. $0. Wells Fargo Reply BrutalBodyShots • Additional comment actions. 24% - 29. Annual fee: $95. Citi Double Cash® Card. As I noted above, the only real negative IMO is the 3% foreign transaction fee. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. Upgrade Triple Cash Rewards basics. Miserable-Result6702. 31 back. Wells Fargo Active Cash® Card review: This well-rounded credit card earns unlimited 2% cash rewards, charges no annual fee, and offers a $200 welcome bonus and a 15-month 0% introductory APR. Special Offer. Not a banking app, just through PayPal (which most people already have). Neither. Citi Double Cash vs. Also, cash back rewards do not expire as long as your account stays open. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. 24% to 28. Cash-back rewards. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. Wells Fargo Active Cash® Card. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Citi Double Cash Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. These are solid benefits for a card with no annual fee. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Application Link. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. This card also comes with no annual fee, and new. 5% unlimited cash back on all purchases. This means. The Autograph has car rental CDW and no foreign transaction fees. 73. 6 min read Sep 08, 2023. See full list on forbes. Given that several banks offer credit cards earning 2% on all. 24%, 24. S. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. At. Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Bank Cash+® Visa Signature® Card. Citi Double Cash Card vs Citi Custom Cash Card. Bread Cashback™ American Express® Credit Card * vs. Like the Power Cash Rewards, the. Rewards rate. Bottom line: Don’t use Citi ThankYou points to shop with points at Amazon. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. The $18,088. Capital One Quicksilver Cash Rewards. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Secured card: Capital One Platinum Secured vs. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. Bank of America Unlimited Cash Rewards vs. 01 in any bank, or you can transfer points to a few airlines / hotels. 0% intro for the first 15 months (then 20. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. Wells Fargo Active Cash® Card. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. The card also comes with cellphone protection of up to $600 of cell phone. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. TD Double Up rewards. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. Discover It Cash Back v. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. Citi® Double Cash Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Finally, they cash out at a standard . You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1%. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. 24% - 29. Citi Double Cash has a $25 minimum amount redemption. Rocket Visa Signature Card vs. Wells Fargo Active Cash® Card (rates and fees). 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash vs. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Simply pick up the phone to call Visa Signature Concierge. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. would all get 2% instead of 1%. Citi® Double Cash Card;. Wells Fargo Autograph℠ Card. For context, the average annual rewards payout from the cashback credit cards in the investor. gas stations, and online retail purchases in the U. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. And they gave the GoRewards offers which may help you save money. This card offers $200 cash rewards after spending $500 in the first 3 months. I've been a Discover member for two decades and looking for a new card with better cashback rewards. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. It also offers a. Also no FTF, which is great for the occasional overseas trip. 6. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Best for Automatic 5%. Citi is better due to points games (rewards+ = 10% bonus) etc. 5% cash-back cards because it doesn't require you to activate bonus. 24%, 25. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Best for flat-rate cash back. •. One perk of the Wells Fargo Active Cash Card 2% card vs. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. Citi Double Cash. For context, the average annual rewards payout from the cashback credit cards in the investor. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. It also earns an unlimited 2%. The no-annual-fee Wells Fargo Active Cash offers up to $600 of cellphone protection against damage or theft when you pay your monthly cell phone bill with your card (subject to a $25 deductible. 77 in cash back, and the remaining $16,831. Wells Fargo Active Cash Card Review 2022. After that, an 19. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. 74%, or 29. S. Chase Freedom Unlimited®: Best no-annual-fee card. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Historical Offers Chart. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Look up Alliant credit Union signature visa 2. Citi Diamond Preferred highlights. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. With the Double Cash Card, however, you earn 1% when you make the purchase and. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Credit Cards. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. •. Card Name. Wells Fargo Active Cash® Card. Chase Freedom Unlimited®: Best for Bonus. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Best for Choice of Bonus Categories: U. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). 5% cash back for everyone else. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. Citi® Double Cash Card vs. Synchrony Premier World Mastercard. Once the introductory period is over, the regular APR ranges from 19. It also earns an unlimited 2%. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. Who the Wells Fargo Active Cash Card is Best For. 19. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. Annual fee: $0. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. (on up to $6,000 in each category per year. Citi. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. There are better 2% alternative like the WF active cash with a nice sub. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. With the Wells Fargo Active Cash, the same. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. 84 that could reasonably be charged to a credit card would earn $168. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. Also Wells Fargo has a $300 checking account bonus right now. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. S. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. I have had no major issues with using WF cards. $200 SUB with $500 spend on the WF AC, vs. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. That describes the Citi Double Cash® Card. Finally, if you'd rather just earn a high rewards rate on everything, the Citi Double Cash® Card (see rates and fees) might be the ticket. Best Cash Back Credit Cards of November 2023. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. Capital One Spark Cash Plus. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 5 - 5% cash back on purchases. Its main quirk is how the card. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. Citi Double Cash® Card. Citi Double Cash Card vs. 00 cash back per year with Citi Double Cash Card and $240. Chase Freedom Unlimited spending example. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. PayPal Cashback Mastercard®. Automatic cellphone protection when you pay your monthly bill with the card. Annual fee: $0. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. (If you aren’t successful, apply for the Custom Cash sometime after that. Best. 6 min read Sep 08. Its limited-time offering of 10% cash back for Uber and Uber Eats. The Citi Double Cash® Card is a longstanding leader among cash-back cards. Up to 2% cash back. 01 in any bank, or you can transfer points to a few airlines / hotels. The WF Active Cash, on the other hand, provides 0% intro APR for 15 months on both purchases and balance transfers. Credit Cards. I would personally make sure I'm well above that before committing to an annual fee card. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. 31, 2024. Most 2% cards don't have a SUB, while most 1. Bank Cash+® Visa Signature® Card. JS by Jason Steele. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. Citi® Diamond Preferred® Card vs. Meanwhile, the Citi Double. With the Citi Double Cash® Card you can. I'm very happy with this change. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. Bank of America Unlimited Cash Card vs. Earn 1% to 3% cash back on purchases. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. Articles; Reviews; Compare; Surveys;. Based on identical spending inputs, you’ll earn $201. Welcome Bonus. The Active Cash Card offers 0% intro. Reply. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Never has been a problem with Wells FargoWells Fargo Active Cash® Card;. You simply swipe your card and let the cash back rewards pile up. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Most 2% cards don't have a SUB, while most 1. 3. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. 3% back on. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Aside from the annual fees (the Amex Blue Cash Preferred Card has an annual fee of $0 intro for the first year, then $95, while the Blue Cash Everyday® Card from American Express has no annual. Wells Fargo Active Cash vs. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. And Wells Fargo no longer has a minimum rewards redemption requirement. )Time Codes:0:00 - Intro0:54 - Who benefits from these cards?1:30 - How the 2% is earned1:52 - WF vs. For example, the Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and the Citi® Double Cash Card. As you get the entire 2% back two days after the statement cycle closes. If you're looking to make a large purchase. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. You’ll only earn 1. Overview of the best 2% cash Back credit cards. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. Citi Double Cash® Card. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi® Double Cash Card: Best for pairing. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. 5% cash back for everyone else. At which point, I use. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Its main quirk is how the card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). Wells Fargo Active Cash® Card. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. After that, the standard variable APR will be 19. Wells Fargo Active Cash® Card. Main content; Search; AccountWells Fargo Active Cash vs. Both cards offer 2 percent cash back on all purchases, but offer different benefits. Tiered cards provide different cash-back rates for different types of purchases. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. Concierge service, 24/7. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Who the. Citi Double Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Annual fee. Citi Double Cash Card. Holders of the Citi Rewards+® Card and Citi Double Cash® Card can transfer points to a shorter list of travel partners. com purchases. 24% - 29. The Citi Double Cash Card is one of the simplest and most valuable credit cards available.